Buy now pay later
Pay over time with Shop Pay Installments
Shop Pay Installments lets eligible customers in the U.S. pay for qualifying purchases over time directly at checkout. Availability and options depend on your purchase amount and your eligibility. You’ll see the option only when it’s available for your order.
How it works
- Add items to cart and proceed to checkout.
- Choose Shop Pay at checkout and follow the steps to verify your information.
- If eligible, select a Shop Pay Installments option and review the terms shown.
- Confirm your plan and complete the purchase.
Important notes
- Installment options and term lengths vary by order and eligibility.
- A down payment may be required.
- Not all customers or purchases qualify; eligibility is determined at checkout.
- If you return items, refunds follow our standard policy. Any refund will be applied to your remaining balance or issued to your original payment method, depending on the status of your plan.
Need help?
For questions about your order or returns, contact our Customer Care. For questions about your installments plan, refer to the information provided at checkout.
Required disclosure
Rates 0–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners:
affirm.com/lenders.
Options depend on your purchase amount, and a down payment may be required.
State notices to consumers:
affirm.com/licenses.
